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Family Celebrating New Year

Lead Your Family into a New Legacy

Who We Work With

We utilize these carriers to make sure you're covered!

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Products We Offer

Term Life Insurance

Issue Ages: 18-75

Happy Family

Policy length: 10 Year, 15 Year, 20 Year, 30 Year

Coverage Amounts: $25,000 - $500,000

Best for:

  • Affordable Coverage

  • Mortgage Protection

  • Income Protection

Whole Life Insurance

Issue Ages: 0-85

Family

Coverage Amount: 

$5,000 - $300,000

Best for:

  • Guarnteed Death Benefit for Entire Life

  • Cash Value Accumulation

  • ​Level Premium Payments

Index Universal Life

Issue Ages: 0-85

Loving Couple

Coverage Amount: $25,000 - 1,000,000

Best for:

  • Cash Value Accumulation

  • Tied to Stock Market

  • Savings Component

Clients Recommend Our Products

"I’ve had a lot of people die in my life and I know first hand the financial stress that it puts on families. I didn’t want to be walking around having no security for my family. I got in contact with Leading Legacy and  they were able to take care of all my needs pertaining to life insurance policies. I’m glad I can walk around today and feel secured with the policy I acquired for myself and family."

- Noel Higgs, NJ

"Parris gives a thorough breakdown of what life insurance is and he educates individuals on the importance of life insurance coverage, offering different plans/policies that can be suited to fit YOUR OWN financial goals and death benefit needs. It was a great to connect with him and I look forward to recommending him to others"

- Jarrel Lane, NJ

"The leading legacy team took great care of me! The process was easy stress free and very informative. I’ll be sending my family and friends every chance I get!"

- Rakeim Burke, DE

Family at a Beach

About us

Family owned and operated.

Our goal is to provide education regarding the life insurance products we offer, and demonstrate how these products can be utilized to protect your income and create generational wealth.
  • We are an independent life insurance group who helps bridge the gap between our clients and life insurance carriers. 

  • We set a standard for excellent service and education that will leave our clients with much more than just a background of products we offer.  

  • We are committed to finding the right policies to fit our clients lifestyle and budget.

  • We have professionals with over 10 years of client service experience. From door to door sales to online life insurance telesales. 

The Legacy Team

We are independent life insurance agents committed to finding the best coverage for your lifestyle, budget, and  needs.
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Parris Ridgeway-Higgs

Owner/Insurance Broker
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Cassandra Olivera

Director
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Life insurance will protect your loved one's financial future!

Fill out the form by clicking on "get started" button or call us now.
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Address

128 Sunset Boulevard #1469 New Castle, DE 19720

Phone

E-mail Address

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